Business insurance for the shops, trades and teams in town.
Whether you're opening your first location or adding trucks and employees, we help you sort out which policies your business needs and compare options from the carriers we work with.
What we'll look at together
Every household and business is different. These are the details that shape your options.
- What you do
- Your trade or industry, where you work, and any contracts that require proof of insurance.
- Your people
- Owners, employees, and subcontractors, for workers' compensation.
- Your vehicles
- Anything titled to the business or used for the business, for commercial auto.
- Your space and equipment
- A storefront, office, warehouse, tools, or inventory.
Policies we write for businesses
Most small businesses need some mix of these. We'll help you figure out which.
General liability
For claims of injury or property damage tied to your business operations.
Ask about general liabilityBusiness owner's policy (BOP)
A package that pairs liability with property coverage for many small businesses.
Ask about a BOPWorkers' compensation
For employees hurt on the job. Florida has its own rules about who must carry it.
Ask about workers' compensationCommercial auto
For vehicles your business owns or uses, from one van to a fleet.
Ask about commercial autoGood to know
- Need a certificate of insurance for a job? Ask us. We can usually turn those around quickly.
- Hiring your first employee is a good time to review workers' compensation.
- Using a personal vehicle for work? Let's check how your auto policy handles it.
General information only. Your policy documents and carrier decide what is and isn't covered. An agent can walk you through yours.
Common questions
Can you send certificates of insurance to my clients?
Yes. Tell us who needs one and what they require, and we'll send it.
I'm a one-person business. Do I need anything?
It depends on your work and your contracts. A quick call is the easiest way to find out.
Do you write policies for food trucks, contractors and retail shops?
We work with many kinds of small businesses. Tell us about yours and we'll let you know if we can help.
Sample reviews (demo)
Fictional samples written for this demo site.
Dev got a certificate of insurance to my general contractor the same afternoon I asked. That kind of thing keeps my jobs on schedule.
I filled out the quote form on my lunch break and had a text back before I finished my sandwich. Rosa called that evening and explained everything without rushing me.
Let's talk about your business insurance.
Request a quote in about two minutes and a licensed agent will reach out within the hour during office hours.